Points, Miles & Credit Cards

Review: Delta SkyMiles® Reserve American Express Card

June 3, 2024

3 min read

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Table of Contents

Who is the Delta SkyMiles® Reserve American Express Card for?

This premium travel credit card is best for frequent flyers of Delta Air Lines. It gives you a head start toward elite status with Delta and travel perks like lounge access, priority boarding, and an application credit for TSA PreCheck or Global Entry.

Annual fee: annual_fees(See Rates and Fees)

Foreign transaction fee: foreign_transaction_fee

Earning rate:

Earn 3X Miles on Delta purchases
Earn 1X Miles on all other eligible purchases
Terms apply.

Welcome offer: bonus_miles_full

Pros and cons

Pros:

First checked bag free for the cardholder and up to eight others on the same reservation.
Companion certificate each card renewal: Eligible for First Class, Delta Comfort+®, or Main Cabin roundtrip domestic, Caribbean or Central American destinations each year after Card renewal.
Lounge access: Access to the Delta Sky Club and The Centurion® Lounge when you purchase your Delta flight with your card.*

^{*Effective February 1, 2025, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on February 1, 2025, the total eligible purchases on the Card must equal $75,000 or more between January 1, 2024 and December 31, 2024, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person using the Card.}

Cons:

High annual fee.
Limited earning categories: It earns 3X miles on Delta purchases, but 1X miles on all other eligible purchases.
Elite status requires additional spending.

Our take

This card is great for frequent Delta flyers who want access to premium travel perks.

Which Delta Air Lines credit card is right for you?

Delta offers four personal credit card options. Their annual fees range widely, but as the annual fees increase, so do the perks each card offers. Here's how they compare:

Credit card type	Annual fee	Welcome offer	Earning rate
card_name card_name	annual_fees (See Rates and Fees)	bonus_miles_full	Earn 2X Miles on Delta purchases, at US Supermarkets and at restaurants worldwide, including takeout and delivery in the US Earn 1X Mile on all other eligible purchases Terms apply.
card_name card_name	annual_fees (See Rates and Fees)	bonus_miles_full	Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. Terms apply.
card_name card_name	annual_fees (See Rates and Fees)	bonus_miles_full	Earn 3X Miles on Delta purchases Earn 1X Miles on all other eligible purchases Terms apply.