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Who is the Chase Freedom Unlimited® for?
The Chase Freedom Unlimited is a no-annual-fee cash-back card. It pairs well with the Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred cards, because then you can combine points for travel.
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Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
Earning rate:
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year):
- Enjoy 6.5% cash back on travel purchased through Chase Travel(SM)
- 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 3% on all other purchases (on up to $20,000 spent in the first year).
After that:
- 5% cash back on travel purchased through Chase Travel(SM)
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- Unlimited 1.5% cash back on all other purchases.
Welcome offer: bonus_miles_full
Pros and cons
Pros:
- No annual fee
- Elevated cash-back rates on dining and drugstore purchases.
- Earns valuable Chase Ultimate Rewards® points.
Cons:
- Some cash-back cards may offer higher earning rates.
- Foreign transaction fees are 3%, making this not a great card to use internationally.
- Relatively modest welcome offer.
Our take
This no-annual-fee card pairs well with the Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred.
How to maximize the Chase Freedom Unlimited for travel
If you hold one of these cards, you can combine points and then transfer them to airline and hotel partners for travel.
Read our reviews of these cards:
Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.
Published June 3, 2024
Last updated June 3, 2024
