Points, Miles & Credit Cards

How Shopping Portals Help You Earn More Miles

Kurt Adams

Kurt Adams

December 7, 2023

8 min read

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

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After airport terminals without CLEAR, green jelly beans, or Real Housewives hosting roaring 20s theme parties (enough, already!), there are few things that annoy me more than earning only 1 point per dollar. 

The problem is, most online retail stores don’t fit into credit cards’ traditional bonus categories like transit, groceries, or gas. So, with the holiday shopping season upon us, what can you do? 

Before you settle for 1 point per dollar in the name of holiday cheer, I have a solution: It’s called online airline shopping portals. 

How do shopping portals work?

By doing your shopping through a portal, you can earn more points or miles on top of the points you already earn from using your credit card. You get the points per dollar you earn from your card plus points or miles per dollar earned through the portal. 

Here’s what you need to know before racking up extra points and miles this holiday season. 

  • Portals partner with an airline to award extra miles specific to that airline. 
  • Only use the promo codes that the portal offers. 
  • It’s best to start with an empty cart, just to be safe.
  • Read the terms and conditions on what types of purchases are eligible. Gift cards are usually excluded, and certain brands may be excluded from earning bonus points at some retailers. Spoiler alert: Apple products often are!
  • The amount of miles you earn through a shopping portal depends on the portal, the specific retailer, and even the day.

Airline miles shopping portals

Most major US airlines have shopping portals. They are:

Each helps you earn more airline miles with that specific airline.

You’ll need to log in with your frequent flier number to use an airline's shopping portal. This matters because this is how you get the miles credited to your account. You can always create one for free. 

Use Chrome extensions

Many shopping portals have Chrome extensions that you can install to your browser. Go to the Google Chrome Web Store, search the shopping portal you want, and download it for free. 

After it’s installed, when you visit a retailer’s site to make a purchase, you’ll see a box appear in the upper right-hand corner displaying the rate of points or miles that you can earn.

Make sure you click “Activate” and then wait for the shopping portal to reload the retailer’s site.

Rakuten also has an app that works similarly: You search the retailer in the Rakuten app and tap through to the retailer’s site. 

Or compare with Cashback Monitor

If you really want to compare the miles you can earn between the airline shopping portals, a site called Cashback Monitor aggregates them all. You search the retailer and the site will show you the amount of miles you can earn through each portal.

To get extra Amex points, use Rakuten

American Express partners with a shopping portal called Rakuten to earn American Express Membership Rewards points. 

Rakuten may look like a traditional cash-back shopping portal at first glance, but there’s a way you can opt-in to earn American Express Membership Rewards points through Rakuten. 

Here’s how: 

  1. Create a free Rakuten account.
  2. Go My Account > then Account Settings. 
  3. Under the section How yo get paid select Membership Rewards Points. 
  4. Finally, connect your American Express account. You’ll be prompted to an Amex login page.

rakuten-amex-mr.webp

Heads up: You may first have to select PayPal or check, but this is only temporary until you link your Amex account.

To be eligible to do this, you’ll need to have a credit card that earns American Express Member Rewards points.

Rakuten sends Amex Membership Rewards points to your account once a quarter. So, if you use Rakuten for holiday shopping, you’ll get Amex points on February 15. 

One thing to keep in mind: You’ll need to have at least 501 Amex points for Rakuten to send them to your account. Otherwise, they’ll roll over to the next quarter.

The best cards to use in a shopping portal

If you want to earn more points and miles, then the best card to use with shopping portal purchases is:

  1. A new card you opened. Spending through a shopping portal would count toward earning the card’s bonus offer.
  2. An airline card with the same airline whose shopping portal you’re using. This lets you stack your mile earnings. For example, using this Delta card gets you 1 SkyMile per dollar spent, and if you shop through Delta's portal, you can earn additional SkyMiles per dollar on the same purchase.
  3. A card that earns a flat 1.5x or 2x points or miles per dollar. Granted, the points earned from this card will be in credit card points, so it won’t directly add to your airline miles account. Options include:

Ready to shop? The best points and miles are earned in threes. Or fours. Or fives. 

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Kurt Adams

Kurt Adams

Marketing


Published December 7, 2023

Last updated October 31, 2024

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