How to Move Chase Points From One Card to Another

^{Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.}

Chase Ultimate Rewards® points are one of the most valuable travel points programs. With airline partners like United, Southwest, JetBlue, Air Canada, FlyingBlue, and Virgin Atlantic, you can redeem your points for plenty of domestic or international travel options. 

That’s why I want to be able to have as many Chase Ultimate Rewards® points as possible to transfer to partners. There’s a way you can transfer points you earn between your Chase cardholding accounts.

Cards that let you combine Chase points 

First things first: if you want to transfer Chase points to travel partners, you’ll need to have one of the following cards:

• Chase Sapphire Preferred® Card
• Chase Sapphire Reserve® Card
• Ink Business Preferred® Card

The following are cash-back cards, but your rewards come in the form of Chase Ultimate Rewards® points. You can transfer your points from the following cards:

Why transfer points? 

Transferring Chase points from one of my cards to another card allows me to use the Chase Ultimate Rewards® points I earn on cash-back cards for travel points. This is especially valuable when there’s a supersized welcome bonus I’m earning, or a cash-back card earns a high bonus point rate (such as 5X on a specific type of purchase).

Is 325 points going to get you a free flight? No. But moving 325 points each month becomes 3,900 extra points over a year. That alone won’t cover a flight, but it does give you a bit of a head start.  

How to move Chase points between cards

After logging into your Chase account on the web or on the mobile app:

1. Select the cash back card whose points you want to move. 
2. Select Ultimate Rewards® section. (You can also start at your Ultimate Rewards® homepage and select the desired card there.)  
3. From the dropdown menu called Rewards Details, scroll to find the option Combine Points.

4. The next screen will display all the Chase cards you have that earn Ultimate Rewards® points. You’ll see two columns: From and To. In the From column, select the card you want to move points from. This will likely be a cash-back earning card.
5. In the To column, select the card you want to move your points to. This should be a card that allows you to transfer Ultimate Rewards® points to travel partners: the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred. Click Next.
6. The new screen asks you to enter how many points you want to move. Enter the number you want to move. Click Review.

7. You'll get a chance to review the move. Then, click Submit.

Because points post after the statement closes, I go through this process each month, after paying off my bill in full. This is just another step in my monthly personal finance routine. 

Things to know about transferring points between Chase cards

• Ultimate Rewards® points do not expire as long as you have the account open.
• There are no fees to combine Chase points.
• There is no limit to how many times you can move Chase points. 
• You can move points to other members of your household.
• You can also move points back and forth between your cards.

^{Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.}