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Points, Miles & Credit Cards

Review: USAA Eagle Navigator® Credit Card

Going

Going

March 6, 2025

2 min read

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Who is the USAA Eagle Navigator® Credit Card for?

This card is best for USAA members who want travel protections and straightforward travel rewards. 

card_name

card_name

Annual fee: annual_fees


Foreign transaction fee: foreign_transaction_fee


Earning rate:

  • 3X points on travel purchases
  • 2X points on everyday purchases

Welcome offer: bonus_miles_full


Pros and cons

Pros:

  • No foreign transaction fees.
  • Comes with a bunch of travel protections, such as auto rental supplement coverage and trip interruption coverage.
  • The card offers multiple bonus categories.

Cons:

  • Eligibility is restricted to USAA members, which is limited to current and former military members, as well as their spouses and dependents.
  • Limited travel redemption options.
Our take

This card is a solid option for current and former members of the military who are also avid travelers. It comes with strong protections and no foreign transaction fees, but you don't have the option to transfer points to partners like other travel cards. 

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.


Published March 6, 2025

Last updated March 6, 2025

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